ZURI GROUP — NSW Buyer Costs Calculator 2025–26
Select residency, enter deal details. Upfront and Annual sections are colour‑coded for clarity. Click Generate Report to open a shareable summary in a new tab.
Step 1 — Residency
Step 2 — Property Details
Results
Upfront Government ChargesSettlement‑time
NSW Transfer Duty (standard / premium if applicable)
$0NSW 9% Surcharge Purchaser Duty
$0FIRB Application Fee
$0Land Titles — Transfer
$175.70Land Titles — Mortgage
$175.70Conveyancing / Legal
$0Total Upfront
$0Annual ChargesRecurring
NSW Land Tax (standard)
$0NSW Surcharge Land Tax (5% of land value)
$0Total Annual Land Tax (payable)
$0ATO Vacancy Fee (if dwelling left vacant)
$0Total Annual (if vacant)
$0Estimates only; confirm with official calculators before transacting.